Recibos verdes calculator 2026
What you keep after IVA (VAT), retenção (withholding), Segurança Social and IRS, with the article of law behind every number. Free and no account: what you type stays in your browser.
How much do you invoice?
€
Per receipt
Per month
Per year
Who do you invoice?
Portugal
EU
Outside EU
Company
Individual
Company in Portugal: you charge IVA and the client withholds 23%.
Announced change (note in Portuguese)
Lei 64-B/2026 autoriza a redução das taxas dos escalões 1 a 6 do IRS com efeitos a 1 de janeiro de 2026. O decreto-lei ainda não estava publicado em Diário da República a 2026-10-23. Valores calculados com a tabela da Lei 73-A/2025 (OE 2026).
Receipt
Quarter
Year
You keep · per receipt
€1,483.45
74% of the €2,000.00 you invoice
Retenção €460.00
You keep
IRS
Segurança Social
IVA · not yours
Retenção · advance
On the invoice
Amount invoiced
€2,000.00
IVA charged (23%)
not yours
The client pays it; you pass it on to the State
+€460.00
Retenção na fonte (23%)
advance
The client pays it to the tax office for you
−€460.00
Lands in your bank
€2,000.00
What goes out
IVA to pay over
Return due by 20 Nov
€460.00
Segurança Social
21.4% of 70% of what you invoice
€299.60
IRS
Already covered by the retenção
€216.95
You keep
Invoiced − SS − IRS
€1,483.45
The retenção (€460.00) is more than the IRS (€216.95). The extra €243.05 comes back in the refund.
An estimate, not tax advice · Table 2026.1.0 · checked on 23 Oct 2026
What comes out of each receipt
IVA (VAT) · 23%
You charge it on top of your fee and pay it to the State. It was never yours, so it sits outside the bar.
Retenção (withholding) · 23%
A Portuguese company client withholds 23% (11.5% if your service is not in the art. 151.º table) and pays it to the tax office for you. It is IRS paid in advance: at the yearly settlement it comes back or counts against what you owe.
Segurança Social
21.4% on 70% of what you invoice, paid every month and declared every quarter.
IRS
The real tax for the year, settled in the return you file from 1 April to 30 June of the following year.
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